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Concept of utilizing your mortgage as a financial tool

To calculate your monthly payment at 1.95%, you must multiply your loan amount by 3.7. (  100k times 3.7 =$370. principal and interest

The concept is to utilize your mortgage as a financial tool. What the client does with their new cash flow will be determined entirely by them. These plans are extremely popular and well established. Many families use them to jump starting a retirement fund, but also popular for college funds. The power and dream of allowing your capital to work for you is a concept that many families can never obtain because of a lack of cash flow and high mortgage payments and the high cost of living. Most families are just trying to financially survive and saving EXTRA money is not in the equation. The reality is that it just never happens adequately for many. The mathematical power of compound interest should not be a concept reserved for the wealthy, but can be obtained by having extra cash flow and a plan. This mortgage provides the cash flow, the clients provide the plan.

These mortgages can be offered on a no income verification program and are also done for non-owner occupied investment properties. These special plans have been around for over twelve years and are offered by two of the nations largest lenders. One is the largest in size, and the other is the largest portfolio bank in America. Their credentials set the standards of the industry, with well over 400,000 clients participating with one lender alone. One of our lenders parent company won Fortune magazines award for the Most Admired Saving Institution in America for seven years and Alan Greenspan is said to be a client. The loans are direct with these lenders and they both provide great 800 # customer service. They are both portfolio banks and the loan is never sold.

They are based on MTA and COSI indexes which are extremely stable and have a ten year average of approximately 5.5 % and 4.83% respectively. The credentials of the lenders and the stability of the indexes are reasons why many Americans are changing over to these type of loans.